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The Supreme Court's recent decision allows regional interstate banks to do away with one r

estriction in America's banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is move in a liberalizing direction that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.

The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930s. The current high rate -- higher than at any time since the Great Depression -- has made legislators afraid to remove the restrictions. While legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today's telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states' regulations permitted that bank to expand through the acquisition of financially healthy banks in the region7 Of course not. The solution is clear American banks will be sounder when they are not geographically limited. The House of Representative's banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form. counterweights to the big money-center banks. Without this breathing space the big money-legislation should be regarded as only a way station on the road towards a complete examination of American's suitable banking legislation.

The author’s attitude towards the current banking laws is best described as one of _______.

A.concerned dissatisfaction

B.tolerant disapproval

C.uncaring indifference

D.great admiration

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更多“The Supreme Court's recent dec…”相关的问题
第1题
The Supreme Court declared in Brown Vs.Board of Topeka in()that racially segregated schools did not provide equal educational opportunities for black Americans and were therefore ilegal.

A.1945

B.1954

C.1964

D.1965

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第2题
The United States court system, as part of the federal system of government, is charac
terized by dual hierarchies: there are both state and federal courts.Each state has its own system of courts, composed of civil and criminal trial courts, sometimes intermediate courts of appeal, and a state supreme court.The federal court system consists of a series of trial courts(called district courts)serving relatively small geographic regions(There is at least one for every state), a tier of circuit courts of appeal that hear appeals from many district counts in a particular geographic region, and the Supreme Court of the United States.The two court systems are to some extent overlapping, in that certain kinds of disputes (such as a claim that a state law is in violation of the Constitution)may be initiated in either system.They are also to some extent hierarchical, for the federal system stands above the state system in that litigants (persons engaged in lawsuits )who lose their cases in the state supreme courts may appeal their cases to the Supreme Court of the United States.

Thus, the typical court case begins in a trail count—a court of general jurisdiction—in the state or federal system.Most cases go to further than the trial court; for example, the criminal defendant is convicted (by a trial or a guilty plea)and sentenced by the court and the case ends; the personal injury suit results in a judgment by a trail court (or an out-of-court settlement by the parties while the court suit is pending)and the parties leave the court system.But sometimes the losing party at the trial court cares enough about the cause that the matter does not end there.In these cases, the "loser" at the trial court may appeal to the next higher court.

1.It can be inferred from the passage that typical court cases are().

A.always appealed

B.usually resolved in the district courts

C.always overlapping

D.usually settled by the supreme court

2.The passage indicates that litigants who lost their cases in the state trial court may take them to a().

A.different trial court in the same state

B.court in a different geographic region

C.federal trial court

D.state supreme court

3.What does the passage mainly discuss?()

A.Civil and criminal trial courts

B.Trial court cases

C.The court system in the United States

D.The appeal court process

4.In the last sentence of the first paragraph, the phrase "engaged in" could best be replaced().

A.committed to

B.involved in

C.attentive to

D.engrossed in

5.According to the passage district courts are known as().

A.circuit courts

B.supreme courts

C.intermediate courts

D.trial courts

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第3题
It was only by a _________ effort of will and courage that he was able to pull himself
together.

A、hardly

B、defective

C、supreme

D、rare

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第4题
supreme/suˈprim/()

A.压缩的

B.扩大的

C.最高的

D.至高的

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第5题
()不属于康乐服务设施。

A.Sauna

B.Beauty Salon

C.Airport

D.Tennis Court

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第6题
直到在法庭受到审讯时,他才明白了事情的真相。()
直到在法庭受到审讯时,他才明白了事情的真相。()

A、It was until his trial in the court that he got to know the truth of it.

B、It was not until his trial in the court that did he get to know the truth of it.

C、It was not until his trial in the court that he got to know the truth of it.

D、It was until his trial in the court that did he get to know the truth of it.

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第7题
The most common form. of authority involved in developing language policy and planning

A.government

B.court

C.procuratorate

D.Public Security Bureau

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第8题
A person who has a court-appointed legal guardian or who has been determined by a court
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第9题
It is difficult to estimate the number of youngsters involved in home schooling,where
children are not sent to school and receive their formal education from one or both parents.Legislation and court decisions have make it legally possible in most states for parents to educate their children at home,and each year more people take advantage of that opportunity.

Supporters of home education claim that it is less expensive and far more efficient than mass public education.Moreover they quote several merits: relief of school overcrowding,added curricular and pedagogical (课程和教学法) alternatives,strengthened family relationships,lower dropout rates,increased motivation,higher standardized test scores,and reduced discipline problems.Supporters of home schooling also believe that it provides the parents with the opportunity to reinforce their moral values through education.

Critics of home schooling movement claim that it creates as many problems as it solves.They acknowledge that,in a few cases,home schooling offers educational opportunities superior to those found in most public schools,but few parents can provide such educational advantages.Some parents who withdraw their children form. the schools in favor of home schooling have an inadequate educational background and insufficient formal training to provide a satisfactory education for their children.Typically,parents have fewer,not more technological resources available than do schools.However,the relatively inexpensive computer technology that is readily available today is causing some to challenge the notion that home schooling is in any way not so good as more highly structured classroom education.

Finally,a sociological (社会学) concern is the restricted social interaction experienced by children who are educated at home.Technology will never replace the pupil-teacher relationship.Also,while relationships with parents and brothers and sisters may be improved,children taught at home may develop a distorted (歪曲的) view of society.

31.The main idea of the passage is that_____.

A.more and more parents are in favor of home schooling

B.home schooling is superior to school education because it has been legally approved

C.though home schooling has its advantages,it creates as many new problems at the same time

D.school education is no doubt better than home education

32.Those who support home schooling think that_____.

A.it's less expensive and more efficient apart from other merits

B.it has added curricular and pedagogical alternatives

C.it will cause fewer discipline problems

D.it's more important to reinforce moral values

33.Critics believe that_____.

A.few parents can afford computers and technology when providing home education

B.few parents are qualified enough to provide a satisfactory home education

C.school teachers are better than parents

D.classroom environment can provide most satisfactory education

34.According to the author,home schooling cannot help children_____.

A.acquire social knowledge

B.build up a relationship with family members

C.build up pupil-teacher relationship

D.develop a right view of society

35.The attitude of the author toward home schooling is_____.

A.vague

B.positive

C.totally negative

D.straight-forward

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第10题
In Brazil, the debate over genetically modified organisms, or GMOs, affects mostly soybean

production.Brazil is the world’s second largest producer of soybeans behind the United States and ahead of Argentina.Most European and Asian retailers want to remain GM free.Non-governmental organizations (NGOs) in Brazil are going on a media offensive to prevent the legalization of genetically modified crops.Environmentalists and consumer groups for years have been able to thwart government and companies’ attempts to legalize altered food.In radio dramas that are being broadcast in remote regions, Brazilian NGOs are telling soy farmers the use of genetically modified seeds could endanger their health, their fields and their business.We are not saying that genetic engineering is, in principle, something bad; we say that we need more science to be sure that it will work in an appropriate way with no harm in the future, said campaign coordinator Jean-Marc von der Weid.This is both for health and environmental reasons.The other question is on economics.What we think is that in Brazil, if we approve the GMOs, we will lose a spectacular advantage that we have now.We are selling more to the international market, mostly for Europe and Asia, than we have done in our history, because we are not GMO contaminated.

Another opposition group, ActionAid, has been organizing grass-roots support in Brazilian farming regions to rouse consumer sentiment against legalization.ActionAid public policy director Adriano Campolina says he is fighting for farmers to remain independent.When the small-scale farmer or a big farmer starts using this kind of seed, this farmer will be completely dependent on the transnationals, which control intellectual property rights over these seeds, he said.

Brazilian scientist Crodowaldo Pavan said there should be checks on what multinationals can do, but that doesn’t mean GM seeds should be banned.He says fears over their usage are unfounded.Despite the official ban, Dr.Pavan says up to one third of Brazil’s soy crop is genetically modified, because GM seed is being smuggled from Argentina.Brazil’s government has invested heavily in a GM project by the U.S.biotech company, Monsanto, but the project was put on ice following a successful court challenge by consumers.

The anti-GMO groups are hoping the politicians’ preoccupation with the October presidential election will give them time to gather enough support to defeat any future attempts to legalize genetically altered crops.

1.According to the passage, the issue in dispute in Brazil is ___________.

A、contamination of the environment by genetically modified crops

B、Brazils standing in the international market

C、the October presidential election

D、the legalization of genetically modified organisms

2.According to the passage, Brazil is the worlds _____________ soybean producer.

A、largest

B、second largest

C、third largest

D、fourth largest

3.Which of the following statements is NOT true about NGOs in Brazil? ()

A、They believe genetically modified crops will harm the farmers health.

B、They believe genetic engineering is altogether a bad practice.

C、They believe scientific methods should be introduced to ensure GM brings no harm.

D、They believe GMOs will harm Brazil economically.

4.Which of the following statements is true about the organization called ActionAid? ()

A、They encourage the farmers to produce genetically modified products.

B、They encourage the farmers to depend on themselves for seeds.

C、They strongly support the legalization of genetically modified products.

D、They encourage the farmers to upgrade their farms to bigger ones.

5.What does the Brazilian scientist Crodowaldo Pavan say about genetically modified products? ()

A、Genetically modified seeds should be banned.

B、Brazil government should crack down on the smuggling of genetically modified seeds.

C、The fear over the use of genetically modified seeds is uncalled for.

D、Consumers should file more law suits to protect their rights.

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