加里是一名刚毕业不久的大学生。在新的工作岗位上干了6个月之后，他最终存够了钱买他的第一辆车。

(1)加里对轿车的式样和型号之间的区别知道得很少。他如何利用市场信号、声誉或标准化来进行比较？

(2)你是一家银行的贷款员。在选好了一辆车之后，加里到你这里来寻求贷款。由于他毕业不久，没有较长的信贷史。尽管如此，该银行具有为新毕业生融资买车的悠久历史。这一信息在加里的例子中是否有用？如果是的，怎样有用？

Cary is a recent college graduate. After six months at his new job, he has finally saved enough to buy his first car,

a. Gary knows very little about the differences between makes and models of cars. How could he use market signals. reputation , or standardization to make comparisons？

b. You are a loan officer in a bank. After selecting a car, Gary comes to you seeking a loan.Since he has only recently graduated, he does not have a long credit history. Despite this, the bank has a long history of financing cars of recent college graduate. Is this information useful in Gary's case？ If so , how？